How Do We Know What’s Important?

I hope all my U.S. readers had a wonderful Thanksgiving holiday, no matter where you were, who you were with, or what you ate 🙂 I had planned to publish this post the day after Thanksgiving, on my usual Friday posting day, but instead I decided not to rush it or to worry about it on my holiday time off. It’s funny to think that I chose what was important to me at the time over publishing a post on the very same topic!

Even amidst all that is happening in our country and around the world these days, I’m finding myself ever more grateful for my life, my family, my friends, and my community as the years churn on. Having my connection with myself and my community provides a light in the darkness. In that spirit, I bring you some musings on the theme of importance.

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Why I Changed My Money Check-In Strategy

Here we are, already half-way through November. We are getting close to the end of 2023, my friends! Pretty soon, it will be time to do some year-end reflection and goal-setting for 2024.

Before that though, we still have to close out 2023.

At the beginning of this year, I decided to switch up the way I do my money check-ins with myself. Throughout 2023, I’ve experimented with going from checking in on my money and my financial independence (FI) numbers on a monthly basis to a quarterly one. Today on the blog, I’m sharing why I made the change, how it’s been going this year, and what I want to do differently next year. Hopefully it will inspire you to start thinking about your own money check-in process and see if there’s anything you want to switch up in 2024!

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How Comfortable Are You With Change?

For the longest time, change scared the crap out of me. Don’t get me wrong, I’m still a work in progress. I still have to actively talk myself down sometimes from freaking out when change is looming or imminent. But over time, I’ve gotten better at accepting change. In fact, I’ve even found embracing change to be quite life altering. Today on the blog, I’m diving into why I believe we could all benefit from getting more comfortable with change.

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Maintaining Your Health On The Way To Financial Independence

Well, my friends, I was going to publish this post last Friday, getting back to my regularly scheduled weekly blog post. But alas, life had other plans. After 3 years of avoiding it, Mr. Dink and I finally came down with COVID-19.

How poetic that the week I was going to publish a post about health, we both got sick. Such is life, I suppose.

Perhaps unsurprisingly, I had absolutely no energy whatsoever to work on polishing this post to have it ready to publish last week. But I’m sort of glad I didn’t, because it gives this post new life. A fresh perspective.

Life is short, and there’s nothing like lying sick in bed with absolutely nothing to do (or nothing I can do) besides watch TV and wallow, freaking out about my shallow breathing and wondering how bad it would have been if I wasn’t vaccinated, to remind you that life is short.

This post became all the more important to me.

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Can You Embrace A Slow FI Lifestyle and Still Work Full-Time?

It’s been well over a month now since I started my new job. It’s wild to think that only about 2 months ago, I was agonizing over the decision of whether to change companies and take another full-time job, when my ultimate goal is part-time work.

But as I agonized over this decision, I was thinking so much about this title question. Regular readers of my blog know how much of a fan I am of a slow FI (financial independence) lifestyle. Which is why my ultimate goal is part-time work. But can you embrace a slow FI lifestyle while still working full-time?

Today on the blog, I’m sharing why I think the answer is a resounding yes.

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Slow FI: A Win-Win Situation?

I think it’s no secret at this point that I am a HUGE fan of the concept of slow FI (financial independence). Coined by The Fioneers, slow FI describes the process of using the financial freedom gained along the path to financial independence to start building a life you don’t even need to retire from, to start living your best life now.

For some, it may seem too good to be true. But is it? Or instead, is it actually a win-win situation? Let me tell you why I believe it’s the latter!

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Are We Too Scared For Slow FI?

I think it’s gotten pretty clear that I love to talk about slow FI (financial independence) on the blog. Slow FI resonates with me more than any other aspect of FI I’ve seen. Coined by The Fioneers, slow FI is a mindset related to taking a slower path to FI, using the financial freedom we gain along the way to FI to live our best lives now. But for many of us, how we may want to live our best lives now feels strange. It’s likely different than what “everyone else is doing”. It goes against the grain. It’s vulnerable. So, the question I’m going to be mulling over today on the blog is, are we too scared for a slow FI lifestyle?

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How Slow FI Has Influenced My Anxiety

I have wanted to write a post about my anxiety for awhile now, because it is such a big part of my life, but it felt vulnerable and never felt like the right time. Plus, as a personal finance blog, I didn’t want to write about something too non-personal-finance-related. However, if you’re a regular reader of the blog, you know my posts aren’t much about my numbers and are more about the lifestyle that the principles of slow FI (financial independence) allow. And so much of what slow FI is all about is more than just money. Then, I had a bit of an a-ha moment with my anxiety over the holidays that I felt was worth sharing. And I decided it was time. If you’re interested in hearing more about my journey with anxiety and how slow FI has influenced it, I hope you’ll read on.

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Is Slow FI The Ultimate Form Of Quitting?

Before recently, I had always felt one main emotion whenever the subject of quitting came up: shame. Growing up, my parents never wanted me to quit anything. Even though I did quit things, it was always such a big deal. They had to sit me down and ask me my reasons for quitting. Was this really what I wanted? If it was, well, then they were going to make it really hard for me to quit. They made sure I knew that they wouldn’t do it for me, I had to “let down” the person or thing I was quitting myself. Just their attitudes seemed to be saying that quitting was bad. Thus, enter shame. But I was listening to a podcast recently that turned all of this prior thinking on its head.

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The Best Thing You Can Buy With Your Money

If you’ve been reading the blog, you know that I’m still working away in my 9-5, with plans to downshift to part-time work as I gain more financial freedom. Instead of the traditional path to financial independence (FI), where you hustle your way to more income and grind away in your day job until you have 25x your yearly expenses, I’m taking more of a slow FI path so that I can enjoy life along the way. I’ve designed my days in such a way that I really am enjoying the journey, but there’s still room for improvement. It’s still not perfect. The main thing I daydream about in my 9-5 is having more time. More time to do more of the things I love to do, that make me feel alive. Time, my friends, is the thing I’m saving up all my money for.

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