My Why For Slow FI: Health, Connection, and Contribution

As another month comes along and the days and weeks keep rolling by, I’ve been thinking a lot lately about my “why” for my financial independence journey. After setting my goals for the year, but now considering a work change and feeling unsure about how to handle the golden handcuffs, I’ve found the thing that helps the most is to remember my why. For a long time, my why has been hard to articulate. It’s been more of just a feeling, a knowing beneath the surface. But I think I’m finally ready to put it into words.

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How Slow FI Has Influenced My Anxiety

I have wanted to write a post about my anxiety for awhile now, because it is such a big part of my life, but it felt vulnerable and never felt like the right time. Plus, as a personal finance blog, I didn’t want to write about something too non-personal-finance-related. However, if you’re a regular reader of the blog, you know my posts aren’t much about my numbers and are more about the lifestyle that the principles of slow FI (financial independence) allow. And so much of what slow FI is all about is more than just money. Then, I had a bit of an a-ha moment with my anxiety over the holidays that I felt was worth sharing. And I decided it was time. If you’re interested in hearing more about my journey with anxiety and how slow FI has influenced it, I hope you’ll read on.

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Harness The Power Of Enough

Well, I had planned to post this last Friday, like I always do, but the Vermont winter weather had other plans. Although we only lost power twice for 30 minutes each (many of our friends and neighbors were without power until Christmas Day!), we did lose cable and internet, and hadn’t gotten it back by the time we left for a mini vacation to Portland, Maine. So, I’m posting this now with some free hotel Wi-Fi. Such is life, right? We roll with the punches.

When I had originally planned to post this, Christmas was arriving in two days (for those who celebrate), and the blanket term “holiday season” was officially upon us (doesn’t it seem to get longer and longer each year?!). I wanted to bring you this short post with some musings for you to ponder (or not, my feelings totally won’t be hurt) on what is “enough”. This holiday season, I’ve been thinking a lot about this concept, and how we can harness it on our FI (financial independence) journeys.

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Is Slow FI The Ultimate Form Of Quitting?

Before recently, I had always felt one main emotion whenever the subject of quitting came up: shame. Growing up, my parents never wanted me to quit anything. Even though I did quit things, it was always such a big deal. They had to sit me down and ask me my reasons for quitting. Was this really what I wanted? If it was, well, then they were going to make it really hard for me to quit. They made sure I knew that they wouldn’t do it for me, I had to “let down” the person or thing I was quitting myself. Just their attitudes seemed to be saying that quitting was bad. Thus, enter shame. But I was listening to a podcast recently that turned all of this prior thinking on its head.

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The Best Thing You Can Buy With Your Money

If you’ve been reading the blog, you know that I’m still working away in my 9-5, with plans to downshift to part-time work as I gain more financial freedom. Instead of the traditional path to financial independence (FI), where you hustle your way to more income and grind away in your day job until you have 25x your yearly expenses, I’m taking more of a slow FI path so that I can enjoy life along the way. I’ve designed my days in such a way that I really am enjoying the journey, but there’s still room for improvement. It’s still not perfect. The main thing I daydream about in my 9-5 is having more time. More time to do more of the things I love to do, that make me feel alive. Time, my friends, is the thing I’m saving up all my money for.

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Warning: Your Community May Change Once You Embrace Slow FI

The other day, I was listening to one of my favorite podcasts, Martinis and Your Money. It was the monthly happy hour episode, where the host, Shannon McLay, talks about a financial topic with a few of her friends. In this particular episode, they were talking about the importance of community. This got me thinking about my community. It made me reflect on how important community is to me, but it also made me realize how much my community has changed in the last few years. I started contemplating why this was so, and every reason kept circling back to when I started embracing slow financial independence (slow FI).

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Is It Time To Get Rid Of Expectations?

I’ve been thinking a lot this week about expectations. How we all have them. How unhelpful they are. How Buddhist thought says they are a major cause of human suffering. How they relate to my financial independence journey. We are all littered with expectations every day. But how does that go for us? If expectations are met, we are left feeling happy and fulfilled. But if our expectations aren’t met, which so often is the case (because, let’s be honest, usually we have no control over this), we are left feeling at best empty and sad and at worst resentful or even depressed. So, what’s the point? Is it time to get rid of expectations for good?

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Slow FI And The Evolution of Friendships

Lately, with summer having been in full swing and COVID-19 restrictions becoming more and more lax, I have been spending a lot of time with friends. Not surprisingly, I have also been spending more money when it comes to friends. But spending money with friends has been easy because of the joy it brings. Rather than worrying about spending, I’ve found myself reflecting on how far my relationships with my friends have come since I’ve started taking a slow path to financial independence (FI). I’ve noticed how my friendships have changed and evolved. Some friendships have ended, and that has been hard, but for the most part, my friendships have changed for the better since slowing down my journey to FI.

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Setting Better Boundaries To Enjoy The 9-5

How are you with setting boundaries? If you’re like me, patiently working a 9-5 while saving up in investments to one day downshift or retire early, are you content in your day job? If you’ve been reading the blog, you know I’m on a slow journey to financial independence (FI). I’m taking steps to design my life in a way I can enjoy it now, before reaching FI. When it comes to work, the only way I have found to not go crazy at my 9-5 waiting for my retirement day is to figure out a way to enjoy the ride. For me, the biggest factor in enjoying the ride has been setting better boundaries at work.

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The Power Of Experimentation

I’ve been thinking a lot lately about experimentation, mostly as it relates to financial independence (FI). So many of those who have reached FI in the past have stated, after the fact, that they weren’t necessarily happier after attaining this milestone. They spent so much time getting to FI that they didn’t think about life after FI. One of the big reasons I decided to take a slow path to FI, in addition to wanting to enjoy more of life along the way, is to take time to figure out what I want to do after I reach FI. This is where the power of experimentation comes in.

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