My First Money Memory

It seems that any personal finance blog these days isn’t complete without the telling of the first money memory. Well, I’m here today to tell you mine!

There’s a widely held belief that your first and earliest money memories tell you a lot about how you are with money now. I listened to a podcast recently that talked about how freeing it can be to reflect on your first money memory.

If you Google first money memory, you may come across dramatic headlines like “Your First Money Memories May Dictate Your Entire Financial Future” or “How Your Childhood Money Memories Could Be Helping – Or Hurting”. While I don’t think it needs to be that dramatic, I am a big proponent of curiosity and awareness when it comes to your own personal (or financial, professional, etc.) life. Have you ever taken the time to think about your relationship with money from a young age, and how that may have affected how you view and feel about money now? You may be surprised by what you discover!

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Intentional Spending – What It Means To Me

I read a great post recently on intentional spending on The Fioneers blog (if you haven’t already, check them out, they are fabulous). In the post, Jess described intentional spending as making intentional decisions to spend money on things they value. In 2021, they spent more than double what they spent in 2020, and they were 100% happy about it because it was 100% intentional.

I think what I love most about intentional spending is that, by nature, it is a very personal thing. Intentional spending is tied directly to a person’s or a family’s values, and values are inherently personal.

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How I Found My Accountability Partner

It was June 2018. I had just started a new job, in a brand new career, after my world had turned upside down. After the job that I had thought would be my dream job, that I had been on the hamster wheel working toward my whole life, turned out not to be the dream job.

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What I Would Do If I Wasn’t Working Full Time

“But, what in the world would you do if you didn’t work?!”

If you’re on a journey to financial independence, and plan to retire earlier than the traditional 60-65 work-til-you-drop age range, do you ever hear this response when you share your plans with others?

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